Whenever someone is injured as a result of someone else’s negligence, they have to ask themselves about the seriousness of their injuries. If they can recover quickly, there may be no need to hire an attorney. Moreover, in car accidents involving only property damage, the insurance companies will promptly arrange for payment for repairs.

When someone suffers serious injuries, however, they can quickly find themselves at a distinct disadvantage. Insurance companies work in an extensive network of adjusters, medical providers, and other experts whose job is to devalue claims. Most people do not have the resources or experience to go head-to-head with insurance companies. In addition, insurance adjusters will often present themselves as a party’s friend in an effort to gain their confidence, simply to convince them not to contact a Colorado personal injury law firm.

If you were injured, you would absolutely benefit by consulting with an experienced personal injury attorney. Our experienced Colorado personal injury attorneys will explain your legal rights and help you with handling your claim. From the initial investigation to scheduling medical treatment, a personal injury attorney is a valuable advocate to have on your side.

Our Colorado personal injury attorneys serve as your most important tool in obtaining fair compensation. After you retain us as legal counsel, we immediately start investigating your claim to gather all information necessary to evaluate what kind of compensation you may be eligible to receive. This includes interviewing witnesses, reviewing the police report, visiting the scene of the accident, and examining medical records.

After all of the facts are gathered and evaluated, we will make sure you are receiving the best possible treatment for your injuries.  This is an important aspect of your claim because the attorney will fully understand how to go about ensuring fair compensation. If  the insurance company refuses to fairly compensate you, your attorney will likely have to represent you in court. In addition to ensuring all procedures and filings are done according to Colorado law, your attorney will proceed through discovery with an eye toward proving the necessary components of your claim.

At Bowman Law, you don’t pay any upfront fees to hire us. We work on a contingency fee basis, which means we only get paid if we recover money for you. Our fee is collected as a percentage of the settlement or verdict, so you can pursue your case without worrying about hourly bills or retainers

 A contingency fee means you only pay your attorney if your case is successful. At Bowman Law, we also advance case costs so you can focus on recovery. Our fee is collected as a percentage of the settlement or verdict, making legal representation accessible to everyone.

In addition to attorney’s fees, there are case costs such as court filing fees, expert witness fees, or medical record expenses. At Bowman Law, we advance these costs on your behalf and they are reimbursed only if we win your case. This ensures you can pursue justice without upfront expenses.

From the start, it is important for you to understand you will be working with your personal injury lawyer for an extended period of time. Some claims take upwards of three years to reach a resolution. It is therefore important to select an attorney who understands what you are going through and who can meet your needs. Before making your selection, be sure to personally meet with the attorney who will be handling your claim. You want to select an attorney who will ensure fair and full compensation. When meeting with prospective attorneys, ask the difficult questions:

• How long have you been practicing?
• Do you limit your practice to the fields of personal injury?
• Are you willing to take my case to trial if necessary?
• How many cases have you tried to a jury?

Any law firm can purchase advertising time. Insurance adjusters do not settle claims based on advertising. They do, however, evaluate the quality of legal representation provided by firms. When judging quality, they consider experience, the lawyer’s willingness to go to court, and the ability of the lawyer. If a lawyer has developed a reputation for consistently accepting the insurance company’s offer, the offers decrease on a case-by-case basis to the detriment of the client.

Choosing an experienced attorney may be the most important step in assuring that you receive full and fair recovery for your injuries. If you follow the recommendations above, you should have no trouble selecting the best attorney for your needs.

Auto insurance understandably has very different coverage models. Most states require citizens to purchase a minimum amount of certain kinds of coverage. In Colorado, the minimum coverage is $25,000.00. The state minimum can be eaten up real quick if the accident was serious, as medical bills will likely be pretty hefty.

Liability Insurance: this insurance is the foundation of any auto policy. The at-fault driver’s insurance will pay for bodily injury and other property damage expenses caused in an accident. This includes all medical bills, lost wages, and non-economic damages.

Collision Coverage: this insurance pays for vehicle repairs. You will not be able to collect in excess of the cash value of your car, which is not the same as the replacement cost. Collision coverage is typically the most expensive component of an auto policy. By choosing a higher deductible, you can keep your premiums down but keep in mind you have to pay the deductible before the insurance company makes any payment.

Comprehensive Coverage: this insurance pays for damages not caused by an auto accident, such as damage from theft, fire, vandalism, or natural disasters. Comprehensive coverage also comes with a deductible so your insurance company will only pay after your deductible is met.

Medical Payments: this insurance pays for your medical expenses and the medical expenses of any passengers after an accident. Your Med Pay applies to you whether you are driving your car, someone else’s car, or as a pedestrian. The coverage will pay regardless of who is at fault.

Uninsured/Underinsured Motorist: Uninsured motorist (UM) coverage pays for your injuries if a hit-and-run driver or someone who doesn’t have auto insurance strikes you. Underinsured motorist (UIM) coverage will pay if the driver who hit you causes more damage than the liability coverage can cover.

Health Insurance: medical insurance pays the large expenses that can be incurred when you go to a doctor, hospital, or seek other costly medical services. Health insurance allows you to obtain high quality medical care without severe financial hardship. If you have assets, they can be taken away if you run up large medical costs. Medical insurance insures your assets and assures your access to good medical care. Listed below is a brief description of the major types of medical insurance.

This depends on your injuries. Our injury lawyers do not start negotiating with an insurance company until you have sufficiently recovered. We will not even discuss the resolution of claim until you reach a point where no further improvement in your physical ability is possible. If you have permanent residual problems, you are going to have to live with them. It is important not to rush your case until you know the true extent of your injuries.

When you are discharged from medical care, our injury lawyers order the medical records and bills necessary to prepare a Settlement Demand. The Settlement Demand will include information relating to lost wages, limitations due to injuries, and any emotional and psychological symptoms not addressed in the medical records.

When the insurance company reviews your records, they will likely conduct their own investigation. Upon completion, the insurance adjuster will provide an offer of settlement. We are required to discuss with you the settlement offer because, ultimately, it is your decision whether or not to accept or reject an offer. Of course, our injury lawyers will provide an opinion but it is your choice. If the insurance company provides inadequate offers, they are not serious about settlement and you may choose to litigate.

Filing a lawsuit does not necessarily mean your case is going to trial. It does, however, mean you will be subject to various discovery, including disclosures and possibly depositions. You may also be required to submit to mediation. These activities take a lot of time. In fact, most cases do not get to trial for at least a year after filing the Complaint. All cases are different.

In general, you are under no obligation to provide a recorded statement to the at-fault driver’s insurance company. Keep in mind, however, that if you elect to give a recorded statement, the insurance adjuster is in a position to try to devalue or deny your claim. They do so by asking questions that benefit the insurance company. You should make sure our injury lawyers are present with you when you are speaking with an insurance adjuster.

There are various forms of damages you can receive in a personal injury case. Compensatory damages are given to compensate an injury victim for the money lost due to injuries. These damages typically include property damage, damage to other property destroyed in a crash, past, present, and future medical bills, lost wages, and lost earning capacity. In addition, damages for pain and suffering are taken into consideration.

Punitive damages are given to punish a negligent party for particularly abhorrent behavior. These damages are not given to compensate a victim. In Colorado, an injury victim cannot request punitive damages until a verdict is reached. Moreover, punitive damages are prohibited from exceeding compensatory damages.

Comparative negligence allocates damages by the percentage of fault of each person involved. Colorado follows a modified comparative fault rule, meaning a victim’s fault must be lower than the negligent party’s fault.

We are all expected to act in a manner that does not cause undue harm to other individuals in society. Negligence occurs when action or inaction is responsible for an injury to another person. It can take the form of recklessness, malicious intent, and even malpractice. We all have the responsibility to act in accordance with the laws that govern and ensure the safety of our society.

In the criminal context, an accused is brought to trial in order to determine their guilt or innocence in a crime. A criminal lawsuit is to determine responsibility for a crime and deciding upon an appropriate punishment in the event the accused is found guilty. In the civil arena, litigation is concerned with establishing responsibility, similar to a criminal lawsuit, but solely to determine if an injured party is entitled to compensation and, if so, how much.

• Motor Vehicle Accidents
• Bicycle Accidents
• Pedestrian Accidents
• Slip & Fall Accidents
• Dog Bites & Attacks
• Motorcycle Accidents
• Trucking Accidents
• Wrongful Death

The reality is that most personal injury cases will settle before the word “trial” is whispered. Importantly, however, it is up to your attorney to prepare the case properly. A small proportion of cases go before a jury because there usually involves questions surrounding liability or treatment.

In Colorado, most personal injury claims must be filed within two years of the accident. If the case involves a motor vehicle accident, the deadline is three years. However, certain factors may also shorten or extend the statute of limitations. Missing these deadlines can prevent you from recovering compensation, so it’s important to speak with an attorney as soon as possible.

Your health comes first. Get medical care right away, even if you feel fine. Report the accident, take photos, gather witness info, and avoid giving statements to insurance companies without legal advice. These steps protect both your health and your claim.

You can try to handle your own case, but it’s not recommended. Without an attorney, you’ll be responsible for gathering records, negotiating with insurance adjusters, and determining the value of your claim. Insurance companies have extensive resources and may pressure you into accepting less than you deserve. An experienced attorney levels the playing field.

Be cautious with early settlement offers. Insurance companies often try to resolve claims quickly and cheaply. Once you accept, you cannot ask for more. An attorney can review the offer and determine if it truly covers your medical bills, lost income, and future needs.

The value of your case depends on many factors, including your medical bills, lost wages, pain and suffering, and the long-term impact of your injuries. Insurance companies consider medical documentation, liability, and policy limits when evaluating claims. An experienced attorney ensures your claim is valued fairly.

If your injuries prevent you from working, you may be entitled to compensation for lost wages and reduced earning capacity. Documentation from your employer and medical providers is used to support this part of your claim, and your attorney can ensure these losses are fully considered in settlement negotiations.

Injury claims can be very complex, often requiring both medical and legal expertise. In order for your case to be as well-prepared as possible, it is important to seek out an attorney who is experienced in personal injury law. The personal injury lawyers at Bowman Law LLC, have the knowledge and experience necessary to help you with your claim. Contact us today for a free consultation.

• You can expect a free initial consultation, whether that it conducted at our Denver office or at your home or in the hospital. We are happy to travel to the ends of the State, including Adams County, Arapahoe County, Boulder County, Clear Creek County, Denver County, Douglas County, El Paso County, Gilpin County, Larimer County, Teller County, and Weld County.
• You can expect a personal injury attorney to work on your case and treat you with respect.
• You can expect a legal team that communicates with you regularly.
• You can expect an experienced injury attorney who clearly explains the law and discusses possible outcomes.
• You can expect our office to notify the insurance companies, discuss your treatment with doctors, collect necessary evidence, investigate further information, draft a demand, negotiate, and even take your case to trial in the event there is not a fair settlement.
• You can expect a personal injury lawyer who makes decisions with your best interests in mind and not simply what is easiest or most convenient.

When drivers text, talk on the phone, or are otherwise distracted, they can cause devastating motorcycle accidents. We hold them accountable.

Merging without a signal or checking blind spots can lead to serious motorcycle crashes. We’ll fight for the compensation you deserve.

Reckless behavior behind the wheel can have tragic consequences for vulnerable motorcycle riders. Let us handle the legal battle while you recover.

Motorcycle riders are especially vulnerable in rear-end crashes. We’ll ensure you get the compensation you’re entitled to.

Drivers who fail to yield right of way can cause serious motorcycle accidents. We’ll fight to hold them responsible.

Motorcycle crashes often result in broken bones, especially in the legs, arms, and ribs. These injuries can require surgery, extensive rehabilitation, and may leave lasting pain and limitations.

Muscle strains, sprains, and road rash are common in motorcycle accidents. While they may seem minor, these injuries can be incredibly painful and take significant time to heal.

Motorcycle accidents can cause severe nerve damage, leading to numbness, weakness, and chronic pain. Spinal cord injuries can be life-altering, resulting in paralysis and permanent disability.

Helmets are crucial, but motorcycle accidents can still cause serious head injuries, including concussions, traumatic brain injuries (TBIs), and skull fractures. These injuries can have lasting consequences for cognitive function, memory, and emotional well-being.

The force of a motorcycle accident can dislocate the shoulder, a painful injury requiring medical attention to restore joint stability. Rehabilitation is often necessary to regain full range of motion.

Blunt force trauma from a motorcycle accident can damage internal organs like the spleen, liver, or kidneys. These injuries can be life-threatening and require immediate medical intervention.

Motorcycle accidents can leave permanent scarring and disfigurement. Our attorneys can help recover compensation for the emotional toll of these injuries.

Many motorcycle accident victims face long-term health challenges like chronic pain, limited mobility, and ongoing medical needs. We fight to secure compensation for the full scope of your injuries, both present and future.

Stay calm. Call 911, even if you feel okay. Get the scene secured, then take pictures of everything (damage and injuries). Report the accident and contact a lawyer for guidance.

For more tips, download our Definitive Guide to Personal Injury Claims.

It depends on your coverage. The mandatory minimum insurance requirements for motorcycles in Colorado is very limited. Medical payments coverage may help with medical bills, but can be rare for motorcycle policies. Collision covers your motorcycle repairs. Comprehensive covers non-crash events (theft, weather). PIP can cover medical expenses and lost wages, regardless of fault, if your policy was issued in another state.In addition, uninsured or underinsured motorist coverage applies to bodily injury claims. Check your policy details or contact your insurer for specifics. An attorney can help navigate insurance complexities.

While car insurance typically doesn’t cover your property damage for motorcycle accidents, other household automobile coverages can help with bodily injury claims which can often be catastrophic. This includes uninsured or underinsured motorist coverage and medical payments coverage.In addition, PIP on your car insurance might offer some medical expense coverage regardless of the vehicle. Consult your insurer and contact our firm free of charge to understand your options.

Colorado doesn’t require helmets, but not wearing one might affect your claim. The other party could argue it worsened your injuries, reducing your compensation. A lawyer can advise you on the impact and fight for fair compensation regardless of helmet use.

You can be compensated for various accident-related losses. This may include medical bills (past, present, and future), lost income due to injuries, repairs or replacement of your motorcycle, and non-economic losses like pain and suffering. Consulting a motorcycle accident attorney is key to understanding the full scope of potential compensation and ensuring you receive everything you deserve.

There is no set “average” settlement for motorcycle accidents in Colorado because every case is unique. Settlements depend on the severity of your injuries, medical costs, lost income, and how fault is determined. An attorney can evaluate your case and give you a better idea of fair compensation.

You generally have three years from the date of a motorcycle accident to file a personal injury claim in Colorado. Missing this deadline may prevent you from recovering compensation. Speaking with an attorney early helps ensure your case is filed on time.

Liability in a motorcycle accident can fall on the other driver, a trucking company, a government agency responsible for road maintenance, or even the manufacturer if a defect played a role. Your attorney will investigate all possible parties to pursue maximum compensation.

Motorcycle accident claims can be challenging because insurance companies or witnesses may assume riders are reckless. Your attorney will work to overcome this bias by gathering strong evidence such as accident reconstruction, medical records, and witness testimony to prove your case.