Busting Common Myths About Personal Injury Cases

Jerry Bowman, Owner and Managing Attorney

Personal Injury Claims
March 12, 2025
Busting Common Myths About Personal Injury Cases

When it comes to personal injury lawsuits, misinformation is everywhere. From exaggerated legal dramas on TV to well-meaning but incorrect advice from friends, there are so many reasons why many people don’t fully understand their rights or what to expect from a personal injury claim. This confusion can prevent injured individuals from seeking the compensation they rightfully deserve. Let’s set the record straight by debunking some of the most common myths about personal injury cases.

Myth #1: You Can Only File a Lawsuit If You Were Seriously Injured

Many people assume that only terrible accidents or catastrophic injuries warrant a personal injury claim. In reality, even moderate injuries can lead to significant medical expenses, lost wages, and long-term effects on your well-being. If someone else’s negligence caused your injuries — even if it’s “only” whiplash from a car accident or a broken wrist from a slip and fall — you have the right to seek compensation. A Colorado personal injury attorney can evaluate your case and help you determine the best course of action.

Related: The Importance of an MRI After an Accident 

Myth #2: Personal Injury Cases Always End Up in Court

Television shows make it seem like every legal case ends in a dramatic courtroom showdown. The truth is that most personal injury claims are settled outside of court through negotiations with insurance companies. A skilled personal injury attorney will work to secure a fair settlement without unnecessary delays. However, if a fair agreement cannot be reached, taking the case to trial may be the best way to obtain the compensation you deserve.

Myth #3: You Can Handle Your Claim Without a Lawyer

While it’s possible to file a claim on your own, doing so can put you at a significant disadvantage. Insurance companies have teams of adjusters and attorneys whose goal is to minimize payouts, and without legal experience, you might accept a lowball settlement that doesn’t cover all your expenses. A personal injury law firm understands the tactics insurers use and will fight to maximize your compensation.

Related: 10 Questions to Ask Before Hiring a Colorado Injury Attorney

Myth #4: You Have Unlimited Time to File a Claim

In Colorado, there is a strict time limit for filing your personal injury claim. The statute of limitations for most personal injury cases is two years from the date of the incident (or three years for car accidents). However, some cases may have even shorter windows to file or notify of a claim. If you wait too long, you risk having your claim barred and may lose your right to seek compensation. Consulting with a Colorado personal injury attorney as soon as possible ensures that your case is filed within the legal timeframe.

A lawyer writing on a legal document, with a gavel and pen on the table, suggesting a formal negotiation or legal discussion.

Myth #5: If You Were Partially at Fault, You Can’t Recover Compensation

Colorado follows a modified comparative negligence rule, which means you can still recover damages as long as you were not more than 50% responsible for an accident. However, your compensation will be reduced based on your percentage of fault. For example, if you are found to be 20% at fault, your total award will be reduced by 20%. A personal injury attorney can help present evidence to minimize your share of fault and maximize your compensation.

Myth #6: Personal Injury Lawsuits Are Just About Money

While financial compensation is a major component of any personal injury case, these lawsuits are about more than just money. Holding negligent parties accountable helps prevent future harm and encourages safer practices. Compensation from personal injury cases is meant to provide injured individuals with the resources they need for medical care, rehabilitation, and financial stability after an accident.

Don’t Let Myths Keep You from Seeking Justice

Misinformation and a lack of legal understanding can prevent injury victims from getting the justice and support they deserve. At Bowman Law, we are committed to providing clear, honest legal guidance so you can make informed decisions about your case. Our Colorado injury attorneys take the time to explain your rights, dispel personal injury lawsuit myths, and ensure you understand every step of the legal process.

With a client-first approach, we prioritize transparency, integrity, and dedicated representation. No matter what you’re dealing with, we’re here to advocate for your best interests. Our experienced and top-rated team has a proven track record of success, helping injury victims recover the compensation they need to move forward.

If you have been injured due to someone else’s negligence, don’t let personal injury myths or uncertainty stop you from seeking the justice you deserve. Contact us today at 720-863-6904 or send us a message for a free case evaluation. Your path to recovery starts with the right legal team by your side.